Top Insurance Companies Offering Garage Keepers Coverage | Garage Keepers Insurance
Running a dealership, repair shop, or auto body business comes with unique risks. Whether you manage a small repair garage or a large dealership with hundreds of vehicles on the lot, having auto dealer insurance coverage is essential. That’s where Garage Keepers Insurance comes in—we help business owners find the best auto insurance deals by comparing policies from top providers.
If you’re searching for the best deal for auto insurance, or wondering which auto dealer insurance companies provide the most reliable protection, this guide is for you. Below, we’ll highlight the top insurers offering garage keepers coverage, explain what impacts the auto dealer insurance cost, and help you choose the right policy for your business.
Why Garage Keepers Insurance Is Essential
Garage keepers coverage is designed to protect customer vehicles while they are in your care—whether for repairs, storage, or service. Without it, one accident, fire, theft, or vandalism could lead to devastating losses. For many business owners, this protection is part of broader dealer auto insurance that also includes:
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Auto dealer liability insurance – Covers injuries or property damage involving customers.
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Business property coverage – Protects buildings, tools, and equipment.
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Bond insurance – Helps you meet auto dealer insurance requirements for licensing.
Whether you’re operating a repair shop or handling used auto dealer insurance and used car auto dealer insurance for resale businesses, garage keepers coverage is non-negotiable.
Top Insurance Companies Offering Garage Keepers Coverage
At Garage Keepers Insurance, we partner with some of the most trusted auto dealer insurance companies in the country. Each auto dealer insurance company offers unique advantages for garages, dealerships, and repair shops.
1. State Farm Insurance
State Farm is one of the most recognized names in the industry. Known for its customizable options, State Farm makes it easy for auto businesses to bundle coverage. With State Farm auto insurance bundle deals, you can combine liability, property, and garage keepers coverage for cost savings.
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Strengths: Nationwide availability, excellent customer service.
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Best for: Dealers and body shops looking for comprehensive protection with auto insurance best deals.
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Highlight: Flexible options for small dealerships and larger operations.
2. Progressive Commercial Insurance
Progressive is another strong choice for dealer auto insurance and garage keepers protection. They’re well-known for competitive pricing and simple claims handling.
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Strengths: Affordable deals on auto insurance, fast quoting process.
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Best for: Independent dealerships and small repair garages.
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Highlight: Excellent for businesses needing cheap auto insurance deals without losing quality coverage.
3. GEICO Commercial Insurance
GEICO offers reliable auto dealer insurance coverage with additional liability options. Their policies are often recommended for dealerships focused on used car auto dealer insurance.
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Strengths: Well-priced policies and easy-to-manage accounts.
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Best for: Businesses that want the best deal auto insurance with simple terms.
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Highlight: Flexible protection for both independent auto dealer insurance and multi-location dealerships.
4. Allstate Business Insurance
Allstate specializes in dealer auto insurance programs that combine liability, property, and garage keepers coverage. Their policies work well for businesses looking for the best auto insurance deal with reliable claims service.
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Strengths: Strong auto dealer insurance company reputation, good multi-policy discounts.
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Best for: Medium-to-large dealerships with higher risk exposure.
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Highlight: Option to add coverage for employee dishonesty and cyber liability.
5. Nationwide Insurance
Nationwide offers broad auto dealer insurance programs that include auto dealer liability insurance and garage keepers coverage. Their policies are well-suited for businesses meeting specific auto dealer insurance requirements in multiple states.
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Strengths: Excellent support for multi-state dealerships.
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Best for: Dealers needing Florida auto dealer insurance or other state-specific programs.
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Highlight: Custom packages for growing dealerships.
6. Travelers Insurance
Travelers is a trusted name in commercial coverage, offering strong auto dealer insurance coverage for garages, repair shops, and dealerships. Their policies are known for covering a wide range of risks, from theft to natural disasters.
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Strengths: Strong financial stability, broad coverage options.
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Best for: Larger dealerships with complex insurance needs.
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Highlight: Specialized protection for auto dealer bond insurance.
How Much Does Garage Keepers Insurance Cost?
The auto dealer insurance cost depends on several factors, including:
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Business type – A body shop may pay less than a large auto dealer lot.
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Location – Whether you need Florida auto dealer insurance, Alabama auto dealer insurance, or coverage in another state, rates vary by region.
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Coverage levels – Adding options like auto dealer liability insurance or bonds increases costs.
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Size of business – More employees and higher vehicle values lead to higher premiums.
On average, small body shops and dealerships can expect moderate costs, while large auto dealers may face higher premiums. The key is finding the best deal on auto insurance that balances cost with reliable protection.
How to Get the Best Deal for Auto Insurance
At Garage Keepers Insurance, our mission is to help you compare policies and secure the best auto insurance deals from trusted providers. Here’s how we do it:
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Compare multiple auto dealer insurance quotes – Never settle for one offer. We gather options from leading auto dealer insurance companies.
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Find bundle opportunities – Look for auto insurance deal packages like State Farm auto insurance bundle deals that combine property, liability, and garage keepers coverage.
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Customize your policy – Every business is unique. Whether you need used auto dealer insurance Chicago, independent auto dealer insurance, or a franchise program, we tailor coverage to fit.
Conclusion
Choosing the right auto dealer insurance company is one of the most important decisions for any dealership or body shop. With so many options available, it’s critical to compare policies, understand the auto dealer insurance requirements, and calculate the true auto dealer insurance cost for your business.
At Garage Keepers Insurance, we partner with the nation’s top providers—including State Farm, Progressive, GEICO, Allstate, Nationwide, and Travelers—to bring you the best deal for auto insurance. Whether you need used auto dealer insurance, Florida auto dealer insurance, or tailored auto dealer liability insurance, we’re here to guide you every step of the way.